Acceptable Use Policy

By accessing or using the Developer Portal (the “Developer Portal”) provided by Snap Finance, LLC, you agree to comply with the terms and conditions of this Acceptable Use Policy. This Acceptable Use Policy, in conjunction with the Developer Portal Agreement, governs your use of the Developer Portal.

• 1. Prohibited Uses. You may not use the Developer Portal in connection with any product, service, transaction or activity that:
  • a. Violates any law or government regulation, or promotes or facilitates such by third parties;
  • b. Violates any rule or regulation of the Merchant Agreement for the Merchant with whom you are affiliated;
  • c. Is fraudulent, deceptive, unfair or predatory, or is likely to deceive any person;
  • d. Causes or threatens reputational damage to us or any third party;
  • e. Causes annoyance, inconvenience, or needless anxiety or is likely to upset, embarrass, alarm, or annoy any other person.
  • f. Involves any of the business categories listed in Section 2; or
  • f. Results in or creates a significant risk of chargebacks, penalties, damages or other harm or liability; or
  • g. Sends, knowingly receive, upload, download, use, or re-use any material which violates the rights of any individual or entity established in any jurisdiction; or
  • h. Transmits, or procures the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation;
• 2. Specifically Enumerated Prohibited Uses. The following list is not exclusive, but sets forth specific products, services, transactions or activities that are definitively prohibited from being advanced through use of the Developer Portal.
  • age restricted products or services
  • aggregation or factoring, whether licensed or unlicensed
  • airlines (exceptions apply if you get our prior written approval)
  • bail bonds
  • bankruptcy lawyers
  • bidding fee auctions
  • business or investment opportunity sales
  • chain letters
  • check cashing, wire transfers or money orders
  • collection agencies
  • counterfeit goods or any product or service that infringes upon the copyright, trademark or trade secrets of any third party
  • credit card and identity theft protection
  • credit counseling, repair or protection services, or mortgage consulting or reduction services
  • cruise lines
  • currency exchanges or dealers
  • decryption and descrambler products designed to circumvent intellectual property rights or protections, including mod chips
  • door-to-door sales
  • drug paraphernalia
  • embassies, foreign consulates or other foreign governments
  • essay mills
  • evading card association chargeback monitoring programs
  • extended warranties
  • real estate purchases with no money down
  • flea markets
  • fortune tellers
  • gambling (including but not limited to lotteries, Internet gaming, contests, sweepstakes, or
  • offering of prizes as an inducement to purchase goods or services) (exceptions apply in some
  • countries/regions and if you get our prior written approval)
  • “get rich quick” schemes
  • human hair, fake hair or hair-extensions
  • loan modifiers
  • mail-order brides
  • marijuana dispensaries and related businesses
  • membership subscriptions > 1 year (exceptions apply if you get our prior written approval)
  • money transmitters or money service businesses
  • multi-level marketing or pyramid schemes
  • negative response marketing
  • offering substantial rebates or special incentives to the cardholder subsequent to the original purchase
  • online or other non-face-to-face pharmacies or pharmacy referral services
  • online or other non-face-to-face tobacco or e-cigarette sales
  • personal computer technical support (exceptions apply if you get our prior written approval )
  • prepaid phone cards, phone services or cell phones
  • pseudo pharmaceuticals
  • products/services that promote hate, violence, harassment or abuse, if illegal
  • quasi-cash or stored value
  • securities brokers
  • sexually-oriented or pornographic products or services
  • sharing cardholder’s data with another merchant for payment of up-sell or cross-sell products or services
  • shipping or forwarding brokers
  • social media activity sales (such as sales of Twitter followers, Facebook likes or Youtube views)
  • sports forecasting or odds making
  • prescription drugs, illegal drugs or substances designed to mimic illegal drugs
  • telecommunications equipment and telephone sales
  • telemarketing
  • timeshares
  • tour operators (exceptions apply if you get our prior written approval)
  • travel agencies or travel clubs (exceptions apply if you get our prior written approval)
  • virtual currency or credits that can be monetized, re-sold or converted to physical or digital
  • weapons and munitions
  • entertainment venues including but not limited to nightclubs, bars
• 3. Monitoring and Enforcement. Snap Finance, in its sole discretion, will determine whether your conduct is in compliance with this AUP. We have the right to:
  • Monitor your use of the Developer Portal for any purpose in our sole discretion and as we see fit.
  • Take any action we deem necessary or appropriate in our sole discretion if we believe a user's conduct violates this AUP, infringes any intellectual property right or other right of any person or entity, threatens the personal safety of users of the Developer Portal or the public, or could create liability for the Company.
  • Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights, including their intellectual property rights or their right to privacy.
  • Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the Developer Portal.
  • Terminate or suspend your access to all or part of the Developer Portal for any or no reason, including without limitation, any violation of this AUP.

Without limiting the foregoing, we have the right to fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity or other information of anyone who accesses or uses the Developer Portal.